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What is Construction Insurance?

Construction insurance protects contractors, builders, and developers from financial risks during building projects. Whether you’re working on residential, commercial, or infrastructure developments, it covers you from unexpected events like property damage, third-party injuries, and legal claims.
Having the right insurance helps you stay compliant, win contracts, and complete projects with confidence. We offer flexible policies that can be tailored to the size and scope of your work, including single projects or annual cover.

Project Cover

Insurance designed for individual builds or long-term contracts.

Tool Protection

Covers tools, machinery, and site equipment against damage or theft.

Site Liability

Safeguards you from injury claims made by workers or third parties.

Legal Support

Includes help with claims, disputes, or compliance issues.

Built for the Way You Work

In construction, every day presents new risks — from delays and damages to injuries on site. Our construction insurance solutions give you peace of mind to focus on delivering quality work.
Whether you’re a sole trader, subcontractor, or running a large firm, we provide policies that scale with your needs. We’ll help you meet regulatory requirements, satisfy contract obligations, and protect your reputation in the field.

Frequently Asked Questions

What does construction insurance cover?
It typically includes cover for property damage, site liability, employee injuries, tools, and contract works.
In most cases, yes — especially for public or commercial contracts. It’s often a legal or contractual requirement.
Yes. We offer one-off project cover as well as annual policies for ongoing work.
What if my tools are stolen from a site?
Our tool and equipment insurance protects you from loss due to theft, damage, or vandalism — even while in transit.
If you have staff, subcontractors, or laborers under your supervision, employer’s liability insurance is legally required in the UK.
Yes, subcontractors can often be included under your policy, but coverage may depend on whether they are bona fide or labour-only. We’ll help you choose the right structure based on how your team operates.